Terms of Service
Please read these Terms of Service carefully before using the MoneyTechTools website (https://www.moneytechtools.com). By accessing or using our Service, you agree to be bound by these Terms.
1. Acceptance of Terms
By using MoneyTechTools, you confirm that you are at least 18 years old, have read and understood these Terms, and agree to be bound by them. If you do not agree, please do not use our Service.
2. Description of Service
MoneyTechTools provides free online financial calculators for educational and informational purposes. All calculators are tools to help you understand financial concepts and estimate values — they do not constitute financial advice.
3. Intellectual Property
The Service and its original content, features, and functionality are owned by MoneyTechTools and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written permission.
4. Disclaimer of Warranties
The Service is provided "as is" and "as available" without any warranties of any kind, express or implied. We do not warrant that: (a) the Service will be uninterrupted or error-free; (b) the results obtained from the Service will be accurate or reliable; (c) the quality of any information obtained through the Service will meet your expectations.
5. Limitation of Liability
In no event shall MoneyTechTools, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, the Service. This includes any financial decisions made based on calculator results.
6. No Financial Advice
MoneyTechTools calculators are for educational and illustrative purposes only. Nothing on this website constitutes financial, investment, tax, or legal advice. Always consult a qualified financial advisor, chartered accountant, or tax professional before making financial decisions.
7. Third-Party Links
Our Service may contain links to third-party websites. These links are provided for your convenience. We have no control over the content of those sites and accept no responsibility for them.
8. Advertising
MoneyTechTools displays advertisements through Google AdSense. We are not responsible for the content of advertisements shown on our website. Clicking on advertisements may take you to third-party websites.
9. Changes to Terms
We reserve the right to modify or replace these Terms at any time. Continued use of the Service after any changes constitutes your acceptance of the new Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of India.
11. Contact
For questions about these Terms, please contact us at: legal@moneytechtools.com